Most of the gap is opened by United States's Foreign Earned Income Exclusion regime, which displaces the standard schedule. Both countries are indicated in USD at the displayed FX.
| Personal income tax progressive · top 28% | $24,534 |
| Social security 11.0% employee · uncapped | $11,000 |
| Total deductions | $35,534 |
| Gross income | $100,000 |
| Net take-home | $64,466 |
| Personal income tax feie · 0% flat | — |
| Social security 22.9% employee · capped | $7,650 |
| Total deductions | $7,650 |
| Gross income | $100,000 |
| Net take-home | $92,350 |
| Instrument | Brazil · USD | United States · USD | Δ (US − BR) |
|---|---|---|---|
I. Personal income tax | |||
Personal income tax BRprogressive · top 28%USfeie · 0% flat | $24,534 | — | −$24,534 |
| subtotal · personal income tax | $24,534 | $0 | −$24,534 |
II. Mandatory social security & health | |||
INSS 7.5-14% capped; midpoint used. BR11.0% · uncappedUS7.6% · capped $184,500 | $11,000 | $7,650 | −$3,350 |
SECA: both employer + employee portions paid by SE. BR—US15.3% · capped $184,500 | — | — | — |
| subtotal · mandatory social security & health | $11,000 | $7,650 | −$3,350 |
| Total deductions | $35,534 | $7,650 | −$27,884 |
| Effective rate | 35.5% | 7.6% | -27.9 pp |
| Gross income | $100,000 | $100,000 | — |
| Net take-home | $64,466 | $92,350 | +$27,884 |
Table 1 · Statutory deductions, single-filer remote worker, FY2026 indicative. All amounts in USD. n/a where instrument does not apply. | |||
| PPP basis · NYC = 100 | Brazil | United States | Δ |
|---|---|---|---|
Cost-of-living index Indicative · placeholder until COL table ships | 42.0 | 100.0 | +58.0 pts |
Nominal net (annual) From the engine — exact | $64,466 | $92,350 | +$27,884 |
| Real net · Brazil basket | $64,466 | $38,787 | −$25,679 |
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