Home/Compare/Canada vs United Kingdom · $100,000#CMP-02236
ParametersFromCanada→ToUnited KingdomGross$100,000FilingSinglePeriodFY 2026
Residency model
Edit parameters →
§ 01 · The verdict

Canada leaves you with $8,950 more per year — a 12.6% net advantage over United Kingdom on a $100,000 gross.

The gap is driven by the headline tax structure — no special regime applied. Both countries are indicated in USD at the displayed FX.

Net delta · annual
+$8,950
in favour of Canada
Monthly
+$746
Over 5 yrs
+$44,749
Rate gap
8.9 pp
Confidence
High
CA·TorontoCAD → USD @ 0.7407

Canada

Standard tax (no special regime)
Effective tax rate
20.2%
on $100,000 gross
Net take-home
$79,765
$6,647 / month
Statutory deductionsUSD
Personal income tax
progressive · top 33%
$15,456
Social security
7.6% employee · capped
$4,779
Total deductions$20,235
Gross income$100,000
Net take-home$79,765
GB·LondonGBP → USD @ 1.2658

United Kingdom

Standard tax (no special regime)
Effective tax rate
29.2%
on $100,000 gross
Net take-home
$70,815
$5,901 / month
Statutory deductionsUSD
Personal income tax
progressive · top 45%
$24,091
Social security
8.0% employee · capped
$5,094
Total deductions$29,185
Gross income$100,000
Net take-home$70,815
§ 02 · Where the paycheck goes

Flow of $100,000.

Width of each segment is its share of gross. NET segment is what crosses the finish line into the user's account.
Canada20.2% effective
$0 → $100,000
PIT · $15,456
NET · $79,765
United Kingdom29.2% effective
$0 → $100,000
PIT · $24,091
NET · $70,815
Income tax (PIT)Social chargeNet take-home
Δ net+$8,950·12.6% advantage CA
§ 03 · Full ledger

Line-item reconciliation.

All amounts USD · FY2026
InstrumentCanada · USDUnited Kingdom · USDΔ (GB − CA)
I. Personal income tax
Personal income tax
CAprogressive · top 33%GBprogressive · top 45%
$15,456$24,091+$8,635
subtotal · personal income tax$15,456$24,091+$8,635
II. Mandatory social security & health
CPP 5.95% to $71,300 + CPP2 4% to $85,000 + EI 1.64% to $65,700. Combined modeled at upper cap.
CA7.6% · capped C$85,000GB8.0% · capped £50,300
$4,779$5,094+$315
subtotal · mandatory social security & health$4,779$5,094+$315
Total deductions$20,235$29,185+$8,950
Effective rate20.2%29.2%8.9 pp
Gross income$100,000$100,000—
Net take-home$79,765$70,815−$8,950
Table 1 · Statutory deductions, single-filer remote worker, FY2026 indicative. All amounts in USD. n/a where instrument does not apply.
§ 04 · Cost-of-living adjusted · secondary

And once the paycheck has to buy something.

We treat this section as secondary — the tax model is precise; the price model is a survey instrument with wider error bars.
PPP basis · NYC = 100CanadaUnited KingdomΔ
Cost-of-living index
Indicative · placeholder until COL table ships
72.078.0+6.0 pts
Nominal net (annual)
From the engine — exact
$79,765$70,815−$8,950
Real net · United Kingdom basket$86,412$70,815−$15,597
Real purchasing power · annual
Net take-home, re-expressed in United Kingdom-basket dollars.
Canada
$86,412
nominal $79,765
United Kingdom
$70,815
nominal $70,815
Real delta · annual
+$15,597
a 22.0% advantage to Canada once basket prices are normalised.
Indicative only — wider error bars than the tax model.
§ 05 · Methodology & sources

How this comparison was built.

Every line above can be traced to a primary instrument. We publish the model; you may toggle its parameters.

Read the full note ↗
Canada · source instruments
  • Personal income tax code · brackets 2026
  • Social-insurance contribution schedule 2026
  • No special regimes recorded for this jurisdiction.
United Kingdom · source instruments
  • Personal income tax code · brackets 2026
  • Social-insurance contribution schedule 2026
  • FIG (Foreign Income and Gains) · New 4-year regime for arrivals from April 2025 (non-dom reg…
Model assumptions
  • 01.Single filer, no dependents. Joint and head-of-household calculations not yet modeled.
  • 02.Income treated as employment, not self-employed unless explicitly set.
  • 03.Special regimes assumed eligible where the headline criteria fit; otherwise the standard schedule applies.
  • 04.FX held constant at the displayed static rate across the period.
  • 05.No equity, RSU, capital gains, or carried interest.
  • 06.No treaty offsets applied — see HOME model for the US-resident case.
  • 07.Filing status assumed Single. Joint and head-of-household calculations not yet modeled.
  • 08.Tax year 2026 with 2025 transitional rates where applicable.
Last refreshed · Thu, 21 May 2026 14:03:55 GMT
Engine v0.1.0
Confidence · High (CA), Verify (GB)
Cite this comparison ↗
Disclaimer — Comparely publishes modelled estimates for informational purposes and does not constitute legal, tax, accounting, or immigration advice. Statutory rates, social-charge ceilings, FX, and elective regimes change. Eligibility for any special regime is subject to qualifying conditions beyond income alone. Consult a qualified adviser before acting on any figure displayed.
§ 06 · Related pairs

Other jurisdictions worth a glance.

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