The gap is driven by the headline tax structure — no special regime applied. Both countries are indicated in USD at the displayed FX.
| Personal income tax progressive · top 22% | $19,991 |
| Social security 1.6% employee · uncapped | $1,600 |
| Total deductions | $21,591 |
| Gross income | $100,000 |
| Net take-home | $78,409 |
| Personal income tax progressive · top 50% | $34,123 |
| Social security no statutory contribution | — |
| Total deductions | $34,123 |
| Gross income | $100,000 |
| Net take-home | $65,877 |
| Instrument | Estonia · USD | Netherlands · USD | Δ (NL − EE) |
|---|---|---|---|
I. Personal income tax | |||
Personal income tax EEprogressive · top 22%NLprogressive · top 50% | $19,991 | $34,123 | +$14,132 |
| subtotal · personal income tax | $19,991 | $34,123 | +$14,132 |
II. Mandatory social security & health | |||
Unemployment insurance 1.6%; optional II pillar pension 2-6% not included. Employer pays 33% social tax separately. EE1.6% · uncappedNL— | $1,600 | — | −$1,600 |
| subtotal · mandatory social security & health | $1,600 | $0 | −$1,600 |
| Total deductions | $21,591 | $34,123 | +$12,532 |
| Effective rate | 21.6% | 34.1% | 12.5 pp |
| Gross income | $100,000 | $100,000 | — |
| Net take-home | $78,409 | $65,877 | −$12,532 |
Table 1 · Statutory deductions, single-filer remote worker, FY2026 indicative. All amounts in USD. n/a where instrument does not apply. | |||
| PPP basis · NYC = 100 | Estonia | Netherlands | Δ |
|---|---|---|---|
Cost-of-living index Indicative · placeholder until COL table ships | 55.0 | 75.0 | +20.0 pts |
Nominal net (annual) From the engine — exact | $78,409 | $65,877 | −$12,532 |
| Real net · Netherlands basket | $106,921 | $65,877 | −$41,044 |
Every line above can be traced to a primary instrument. We publish the model; you may toggle its parameters.
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