Most of the gap is opened by Croatia's Croatia Digital Nomad Visa regime, which displaces the standard schedule. Both countries are indicated in USD at the displayed FX.
| Personal income tax dn_visa · 0% flat | — |
| Social security 20.0% employee · uncapped | $20,000 |
| Total deductions | $20,000 |
| Gross income | $100,000 |
| Net take-home | $80,000 |
| Personal income tax progressive · top 35% | $22,771 |
| Social security 5.0% employee · capped | $257 |
| Total deductions | $23,029 |
| Gross income | $100,000 |
| Net take-home | $76,971 |
| Instrument | Croatia · USD | Thailand · USD | Δ (TH − HR) |
|---|---|---|---|
I. Personal income tax | |||
Personal income tax HRdn_visa · 0% flatTHprogressive · top 35% | — | $22,771 | +$22,771 |
| subtotal · personal income tax | $0 | $22,771 | +$22,771 |
II. Mandatory social security & health | |||
~20% of gross. HR20.0% · uncappedTH— | $20,000 | — | −$20,000 |
5% capped at THB 750/mo contribution → annual income cap THB 180,000. HR—TH5.0% · capped ฿180,000 | — | $257 | +$257 |
| subtotal · mandatory social security & health | $20,000 | $257 | −$19,743 |
| Total deductions | $20,000 | $23,029 | +$3,029 |
| Effective rate | 20.0% | 23.0% | 3.0 pp |
| Gross income | $100,000 | $100,000 | — |
| Net take-home | $80,000 | $76,971 | −$3,029 |
Table 1 · Statutory deductions, single-filer remote worker, FY2026 indicative. All amounts in USD. n/a where instrument does not apply. | |||
| PPP basis · NYC = 100 | Croatia | Thailand | Δ |
|---|---|---|---|
Cost-of-living index Indicative · placeholder until COL table ships | 50.0 | 38.0 | -12.0 pts |
Nominal net (annual) From the engine — exact | $80,000 | $76,971 | −$3,029 |
| Real net · Thailand basket | $60,800 | $76,971 | +$16,171 |
Every line above can be traced to a primary instrument. We publish the model; you may toggle its parameters.
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