Home/Compare/Ireland vs United States · $100,000#CMP-77533
ParametersFromIreland→ToUnited StatesGross$100,000FilingSinglePeriodFY 2026
Residency model
Edit parameters →
§ 01 · The verdict

Ireland leaves you with $3,375 more per year — a 3.7% net advantage over United States on a $100,000 gross.

Most of the gap is opened by Ireland's Irish Non-Dom Remittance regime, which displaces the standard schedule. Both countries are indicated in USD at the displayed FX.

Net delta · annual
+$3,375
in favour of Ireland
Monthly
+$281
Over 5 yrs
+$16,875
Rate gap
3.4 pp
Confidence
High
IE·DublinEUR → USD @ 1.0870

Ireland

Irish Non-Dom Remittance
Effective tax rate
4.3%
on $100,000 gross
Net take-home
$95,725
$7,977 / month
Statutory deductionsUSD
Personal income tax
progressive · top 40%
—
Social security
4.3% employee · uncapped
$4,275
Total deductions$4,275
Gross income$100,000
Net take-home$95,725
US·New YorkUSD · base currency

United States

Foreign Earned Income Exclusion
Effective tax rate
7.6%
on $100,000 gross
Net take-home
$92,350
$7,696 / month
Statutory deductionsUSD
Personal income tax
feie · 0% flat
—
Social security
22.9% employee · capped
$7,650
Total deductions$7,650
Gross income$100,000
Net take-home$92,350
§ 02 · Where the paycheck goes

Flow of $100,000.

Width of each segment is its share of gross. NET segment is what crosses the finish line into the user's account.
Ireland4.3% effective
$0 → $100,000
NET · $95,725
United States7.6% effective
$0 → $100,000
NET · $92,350
Income tax (PIT)Social chargeNet take-home
Δ net+$3,375·3.7% advantage IR
§ 03 · Full ledger

Line-item reconciliation.

All amounts USD · FY2026
InstrumentIreland · USDUnited States · USDΔ (US − IE)
I. Personal income tax
Personal income tax
IEprogressive · top 40%USfeie · 0% flat
———
subtotal · personal income tax$0$0+$0
II. Mandatory social security & health
PRSI 4.2% Jan-Sep, 4.35% Oct → midpoint. USC is a separate income-tax-adjacent surcharge, not included here.
IE4.3% · uncappedUS—
$4,275—−$4,275
FICA 6.2% SS (cap $184,500) + 1.45% Medicare (uncapped). Additional 0.9% Medicare above $200k not modeled.
IE—US7.6% · capped $184,500
—$7,650+$7,650
SECA: both employer + employee portions paid by SE.
IE—US15.3% · capped $184,500
———
subtotal · mandatory social security & health$4,275$7,650+$3,375
Total deductions$4,275$7,650+$3,375
Effective rate4.3%7.6%3.4 pp
Gross income$100,000$100,000—
Net take-home$95,725$92,350−$3,375
Table 1 · Statutory deductions, single-filer remote worker, FY2026 indicative. All amounts in USD. n/a where instrument does not apply.
§ 04 · Cost-of-living adjusted · secondary

And once the paycheck has to buy something.

We treat this section as secondary — the tax model is precise; the price model is a survey instrument with wider error bars.
PPP basis · NYC = 100IrelandUnited StatesΔ
Cost-of-living index
Indicative · placeholder until COL table ships
75.0100.0+25.0 pts
Nominal net (annual)
From the engine — exact
$95,725$92,350−$3,375
Real net · United States basket$127,633$92,350−$35,283
Real purchasing power · annual
Net take-home, re-expressed in United States-basket dollars.
Ireland
$127,633
nominal $95,725
United States
$92,350
nominal $92,350
Real delta · annual
+$35,283
a 38.2% advantage to Ireland once basket prices are normalised.
Indicative only — wider error bars than the tax model.
§ 05 · Methodology & sources

How this comparison was built.

Every line above can be traced to a primary instrument. We publish the model; you may toggle its parameters.

Read the full note ↗
Ireland · source instruments
  • Personal income tax code · brackets 2026
  • Social-insurance contribution schedule 2026
  • Irish Non-Dom Remittance · Foreign income taxed only when remitted to Ireland (for non…
  • SARP (Special Assignee Relief Programme) · Assigned to Ireland from foreign employer in same group; em…
United States · source instruments
  • Personal income tax code · brackets 2026
  • Social-insurance contribution schedule 2026
  • Foreign Earned Income Exclusion · US citizen/resident living abroad; Physical Presence (330 d…
Model assumptions
  • 01.Single filer, no dependents. Joint and head-of-household calculations not yet modeled.
  • 02.Income treated as employment, not self-employed unless explicitly set.
  • 03.Special regimes assumed eligible where the headline criteria fit; otherwise the standard schedule applies.
  • 04.FX held constant at the displayed static rate across the period.
  • 05.No equity, RSU, capital gains, or carried interest.
  • 06.No treaty offsets applied — see HOME model for the US-resident case.
  • 07.Filing status assumed Single. Joint and head-of-household calculations not yet modeled.
  • 08.Tax year 2026 with 2025 transitional rates where applicable.
Last refreshed · Thu, 21 May 2026 14:04:36 GMT
Engine v0.1.0
Confidence · High (IE), High (US)
Cite this comparison ↗
Disclaimer — Comparely publishes modelled estimates for informational purposes and does not constitute legal, tax, accounting, or immigration advice. Statutory rates, social-charge ceilings, FX, and elective regimes change. Eligibility for any special regime is subject to qualifying conditions beyond income alone. Consult a qualified adviser before acting on any figure displayed.
§ 06 · Related pairs

Other jurisdictions worth a glance.

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