The gap is driven by the headline tax structure — no special regime applied. Both countries are indicated in USD at the displayed FX.
| Personal income tax progressive · top 0% | — |
| Social security no statutory contribution | — |
| Total deductions | $0 |
| Gross income | $100,000 |
| Net take-home | $100,000 |
| Personal income tax progressive · top 25% | $18,350 |
| Social security 9.8% employee · uncapped | $9,750 |
| Total deductions | $28,100 |
| Gross income | $100,000 |
| Net take-home | $71,900 |
| Instrument | United Arab Emirates · USD | Panama · USD | Δ (PA − AE) |
|---|---|---|---|
I. Personal income tax | |||
Personal income tax AEprogressive · top 0%PAprogressive · top 25% | — | $18,350 | +$18,350 |
| subtotal · personal income tax | $0 | $18,350 | +$18,350 |
II. Mandatory social security & health | |||
~9.75%. AE—PA9.8% · uncapped | — | $9,750 | +$9,750 |
| subtotal · mandatory social security & health | $0 | $9,750 | +$9,750 |
| Total deductions | $0 | $28,100 | +$28,100 |
| Effective rate | 0.0% | 28.1% | 28.1 pp |
| Gross income | $100,000 | $100,000 | — |
| Net take-home | $100,000 | $71,900 | −$28,100 |
Table 1 · Statutory deductions, single-filer remote worker, FY2026 indicative. All amounts in USD. n/a where instrument does not apply. | |||
| PPP basis · NYC = 100 | United Arab Emirates | Panama | Δ |
|---|---|---|---|
Cost-of-living index Indicative · placeholder until COL table ships | 78.0 | 50.0 | -28.0 pts |
Nominal net (annual) From the engine — exact | $100,000 | $71,900 | −$28,100 |
| Real net · Panama basket | $64,103 | $71,900 | +$7,797 |
Every line above can be traced to a primary instrument. We publish the model; you may toggle its parameters.
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