The gap is driven by the headline tax structure — no special regime applied. Both countries are indicated in USD at the displayed FX.
| Personal income tax progressive · top 45% | $24,722 |
| Social security 2.0% employee · uncapped | $2,000 |
| Total deductions | $26,722 |
| Gross income | $100,000 |
| Net take-home | $73,278 |
| Personal income tax progressive · top 33% | $15,456 |
| Social security 7.6% employee · capped | $4,779 |
| Total deductions | $20,235 |
| Gross income | $100,000 |
| Net take-home | $79,765 |
| Instrument | Australia · USD | Canada · USD | Δ (CA − AU) |
|---|---|---|---|
I. Personal income tax | |||
Personal income tax AUprogressive · top 45%CAprogressive · top 33% | $24,722 | $15,456 | −$9,266 |
| subtotal · personal income tax | $24,722 | $15,456 | −$9,266 |
II. Mandatory social security & health | |||
Medicare Levy +2% of taxable income. Superannuation is employer-paid. AU2.0% · uncappedCA— | $2,000 | — | −$2,000 |
CPP 5.95% to $71,300 + CPP2 4% to $85,000 + EI 1.64% to $65,700. Combined modeled at upper cap. AU—CA7.6% · capped C$85,000 | — | $4,779 | +$4,779 |
| subtotal · mandatory social security & health | $2,000 | $4,779 | +$2,779 |
| Total deductions | $26,722 | $20,235 | −$6,487 |
| Effective rate | 26.7% | 20.2% | -6.5 pp |
| Gross income | $100,000 | $100,000 | — |
| Net take-home | $73,278 | $79,765 | +$6,487 |
Table 1 · Statutory deductions, single-filer remote worker, FY2026 indicative. All amounts in USD. n/a where instrument does not apply. | |||
| PPP basis · NYC = 100 | Australia | Canada | Δ |
|---|---|---|---|
Cost-of-living index Indicative · placeholder until COL table ships | 80.0 | 72.0 | -8.0 pts |
Nominal net (annual) From the engine — exact | $73,278 | $79,765 | +$6,487 |
| Real net · Australia basket | $73,278 | $88,628 | +$15,350 |
Every line above can be traced to a primary instrument. We publish the model; you may toggle its parameters.
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