The gap is driven by the headline tax structure — no special regime applied. Both countries are indicated in USD at the displayed FX.
| Personal income tax progressive · top 33% | $15,456 |
| Social security 7.6% employee · capped | $4,779 |
| Total deductions | $20,235 |
| Gross income | $100,000 |
| Net take-home | $79,765 |
| Personal income tax progressive · top 20% | $20,000 |
| Social security 2.0% employee · uncapped | $2,000 |
| Total deductions | $22,000 |
| Gross income | $100,000 |
| Net take-home | $78,000 |
| Instrument | Canada · USD | Georgia · USD | Δ (GE − CA) |
|---|---|---|---|
I. Personal income tax | |||
Personal income tax CAprogressive · top 33%GEprogressive · top 20% | $15,456 | $20,000 | +$4,544 |
| subtotal · personal income tax | $15,456 | $20,000 | +$4,544 |
II. Mandatory social security & health | |||
CPP 5.95% to $71,300 + CPP2 4% to $85,000 + EI 1.64% to $65,700. Combined modeled at upper cap. CA7.6% · capped C$85,000GE— | $4,779 | — | −$4,779 |
2% mandatory pension (employee) + 2% employer matching. CA—GE2.0% · uncapped | — | $2,000 | +$2,000 |
| subtotal · mandatory social security & health | $4,779 | $2,000 | −$2,779 |
| Total deductions | $20,235 | $22,000 | +$1,765 |
| Effective rate | 20.2% | 22.0% | 1.8 pp |
| Gross income | $100,000 | $100,000 | — |
| Net take-home | $79,765 | $78,000 | −$1,765 |
Table 1 · Statutory deductions, single-filer remote worker, FY2026 indicative. All amounts in USD. n/a where instrument does not apply. | |||
| PPP basis · NYC = 100 | Canada | Georgia | Δ |
|---|---|---|---|
Cost-of-living index Indicative · placeholder until COL table ships | 72.0 | 35.0 | -37.0 pts |
Nominal net (annual) From the engine — exact | $79,765 | $78,000 | −$1,765 |
| Real net · Georgia basket | $38,775 | $78,000 | +$39,225 |
Every line above can be traced to a primary instrument. We publish the model; you may toggle its parameters.
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